The Best Online Currency Exchange Services in Australia for 2025

Certain Australia Post offices have American Express Currency Exchange centres, providing a quick and convenient way to buy or sell currency. This option is particularly useful if you need to exchange money urgently. With Prosegur Change, you get competitive rates with 0% commission when you reserve online — so the rate you see is the rate you get, with no unpleasant surprises. For many travellers, the biggest issue is that exchanging cash on arrival is inconvenient and can leave you vulnerable to scams and unscrupulous money changing services in your destination.
With over 60 foreign currencies available, Crown Currency Exchange has you covered! We have all the major currencies, as well as many of 墨尔本跨 境 转账 the less common ones always in stock. If you can’t find the currency you’re after from a competitor, just ask one of our friendly staff and we’ll source it for you. You are assured of getting precisely the foreign currency you paid for when you buy and sell, as there are no additional fees or charges to be paid. We stock all major currencies and a wide variety of less common foreign currencies, all available for you to purchase. So chances are, we will have the currency you need at any given time.

Licensed & CompliantLicensed and compliant with Australian financial regulations, ensuring secure and lawful money transfer services. Unimoni (formally known as UAE Exchange) have friendly, professional service with some of the best exchange rates for cash. To work out if a bank is the cheapest way to buy your currency, make sure you compare exchange rates. It’s our aim to take the hassle out of foreign exchange services, because we’re travellers too – we  get you.
At Melbourne Currency Exchange, we believe that you should be able to get the money you need when you need it, which is why we offer the best currency exchange in Melbourne. We are your most trusted provider located in Victoria, and have been locally owned as well as operated since we opened. All of our staff members are friendly and knowledgeable, and can help you get the best exchange rates for your trip. Airports often have currency exchange services - but they’re not usually good value. Services at the airport know that customers have few options left, which means they can crank up the costs.
Unlike physical stores, all exchange rates are displayed clearly so you know what you are going to pay. In most cases, you can also get your currency delivered to your door, saving you the hassle of driving into the city or nearest store. Each currency exchange service, bank, card or money transfer company quote different rates. Most of the time it's nothing like the rate everyone can see online, in the paper or on the news. Additionally, Auspost provides a Money Orders service for domestic money transfers.

Our team have also been installing Through-the-Wall and Lobby ATMs throughout the airport. Collecting the source of funds helps us comply with anti-money laundering laws and regulations. It is standard practice to ensure that the funds being exchanged or transferred are derived from legitimate sources.
Travelex offers 5 locations in Melbourne, 3 of them inside HSBC banks. Check if your home bank has partnerships with Australian banks to avoid extra ATM fees, and inform your bank before traveling. Most customers pay us by an internet banking transfer, PayID, Osko or debit card. Post Office Collection orders usually arrive the within 2-4 business days – once we have received your payment.

Come visit our shop in Westfield Southland Cheltenham for all your travel money needs before your next adventure or relaxing getaway. Locally Owned and staffed, we will give you access you 60+ currencies for your next holiday all with No Fees or Charges. Order online and pickup in store or simply come see us inside westfield southland ground level bayside of nepean highway (opposite RACV) as we have cash available today.
Respondents were asked to select the type of help they were willing to provide, including transferring money internationally, paying bills, or sending gifts. Respondents were also asked how much money they would send over the next two years if their families required assistance. The survey respondents cover a geographical and population spread that is reflective of the Australian population. Whilst we might say Australia has been behind the curve, OFX was actually founded in 1998 as one of the first dedicated international money transfer companies (also named fx companies, especially by businesses) to ever exist.
S Money is an online currency exchange, but they also have one store in the Melbourne CBD. Based on our research, S Money offers the best exchange rates in Melbourne but charge a percentage-based service fee and a $14 service fee for home delivery. In comparison, Travelex and Travel Money Oz add a markup of 3.70% on conversions to US dollars. Banks and currency exchange stores can exchange your foreign currency back to Australian Dollar - but the rate is unlikely to be as good as it was when you converted in the first place, which means you get less back than you spent. Instead, consider a travel money card like the Wise card which lets you leave your  money in dollars and convert on the spot when you make a payment or withdrawal overseas.

The best places to buy US dollars in Australia tend to be located in the major city CBDs. There is the most competition, exchange rates are better and the fees are lower. S Money is one of the best places to exchange currency because their exchange rates match what you see on XE or Google. Being faster than almost any other place to exchange money, S Money are ideal for last minute travellers. A significant portion of Australian businesses may not be diligently checking exchange rates or shopping around for the best rates before making international payments. This study unveils the oversight that could be costing businesses financially and highlights the importance of being exchange rate aware.
Travelex and S Money both offer 1 business day pick-up from convenient locations. However with Travelex, you have to pay by card which could come with additional bank fees. S Money is a great option if you want home delivery last minute, but you need to be located near the CBD.
We don’t charge commissions or fees on our exchanges, so when you are wondering where to exchange your money, it’s time to come to us.  Both students and senior citizens will get discounts when exchanging currency with us. Out of all of the places to exchange money in Melbourne, we offer the top service to our customers. There's not one single best place to exchange currency for travel, but converting your currency online before you head off can save time - and often money.